While the US is still behind in gambling expansion, other countries recognize the benefits
Montenegro has enacted sweeping changes to its gambling laws, introducing a modernized regulatory framework aimed at tightening oversight while maintaining economic benefits for the sector. The reforms replace the country’s outdated concession system with a licensing model supported by real-time digital monitoring to ensure operator compliance.
Under the new law, underage gambling is now a criminal offense. Licensed operators must verify players through mandatory identification and video checks, enhancing both security and accountability. Online gambling firms will pay a 10% tax on net gaming revenue, while player winnings above €300 will be subject to a 15% personal income tax.
Finance Minister Novica Vuković, who signed off on the legislation, described it as the most significant update to Montenegro’s gambling rules in two decades. Government officials praised Vuković for resisting attempts to delay the reforms, framing the changes as a move toward stronger institutional governance and better consumer protection.
The overhaul comes after years of pressure from the European Council and other bodies urging Montenegro to align its gambling oversight with international standards on anti-money laundering, fiscal transparency, and online player safeguards.
Previous interim steps included restricting foreign betting site access, tightening payment methods, increasing casino fees, and enforcing stricter penalties for violations. Advertising curbs were also introduced in early 2025, banning gambling promotions during daytime hours and prohibiting misleading claims of guaranteed winnings.
While the government sees the new framework as a step toward greater legal certainty, industry stakeholders have voiced concerns. Montenegrobet, the association of licensed operators, argues the rules impose unrealistic demands that could destabilize the regulated market. Critics warn the changes may drive players and operators toward unlicensed channels, risking business closures, job losses, and reduced tax revenues.
With the reforms now in force, Montenegro is seeking to balance regulatory control with market stability — a test that may shape its reputation among European gaming jurisdictions in the years ahead.
