Almost half of those polled believe DeFi is worth considering
A new survey from the DeFi Education Fund (DEF) suggests that many Americans are open to exploring decentralized finance, provided that lawmakers create a clear legal framework. The poll, conducted by Ipsos between August 18 and 21 with 1,321 adults, highlights both a growing curiosity about DeFi and a deep frustration with the traditional financial system.
According to the findings, 42% of respondents said they would be likely to try DeFi if current legislative proposals became law. Of that group, 9% said they were “extremely or very likely” and 33% indicated they were “somewhat likely.”
Most of these potential adopters said they would use DeFi to make online purchases. Interest in education about DeFi remains modest, with only 12% reporting that they were eager to learn more. However, nearly 40% agreed that decentralized platforms could help reduce fees associated with banks and other intermediaries.
The poll results underscore broader dissatisfaction with traditional finance. Fewer than half of respondents said the current US financial system meets their needs, and only about a quarter believed it was structured to benefit average people.
Concerns about high fees, lack of control, and issues of financial surveillance were common. Just 29% of participants described the US financial system as secure, while roughly three-quarters agreed that it needs upgrades to address risks like cybercrime and artificial intelligence.
Respondents consistently highlighted the desire for more personal control over money and a reduced reliance on banks as motivators for considering DeFi. The DEF emphasized that these findings show a strong appetite for alternatives to traditional finance, particularly in areas where people feel underserved.
While decentralized finance remains a young sector—with around $160 billion in total value locked across platforms—it is gaining recognition. Supporters argue that with clearer rules and safeguards, more Americans will be willing to adopt DeFi as part of their financial toolkit.
